These "Terms of Service" ("Terms") detail the rules governing your use of the "Newchunka Loan" platform ("Platform"). They specify the expectations for both users and "Newchunka Loan" regarding Platform usage and interactions.
The "Newchunka Loan" platform is owned and operated by NEWCHUNKA TECHNOLOGY PRIVATE LIMITED. This includes the "Newchunka Loan" mobile application ("App") and its associated website, which together provide services such as loans, processing, and payment solutions.
You are not permitted to use any trade names, trademarks, service marks, logos, domain names, or other distinctive brand elements of Newchunka Loan. Additionally, altering, removing, or modifying any proprietary notices (including copyright and trademark notices) within the Services is prohibited. Copying or transferring any part of the Services is strictly forbidden.
By accessing the Services, you acknowledge that all legal rights and interests, including intellectual property rights (whether registered or unregistered, and regardless of jurisdiction), belong to Newchunka Loan.
The Services may contain confidential information marked by "Newchunka Loan." You are prohibited from disclosing such information without prior written consent from Newchunka Loan. Additionally, you cannot create derivative works, modify, reverse engineer, reverse assemble, attempt to access the source code, sell, assign, sublicense, grant security interests, or transfer any rights related to the Services.
You agree not to use the Services for any purpose that violates local laws. Newchunka Loan reserves the right to suspend, terminate, or restrict access to any part of the Platform without notice or liability at any time.
Newchunka Loan reserves the right to amend these Terms at its discretion. Notice of any changes will be provided by posting a notice on the Platform at least ten (10) days before the amendments take effect.
1. By using this Platform, you confirm that you meet the following criteria: you are at least 21 years old, have sound mental capacity, and hold legal residency status in India.
1. To apply for a loan through the Platform, you must meet the eligibility criteria outlined in the application. You acknowledge that the lender has authorized the Platform to collect, verify, and track your location. You consent to share user data, documents, and pertinent information as required by the lender for loan approval. Lenders authorize the company to gather and retain user data via mobile application forms on the Platform.
2. You understand that the information requested by the Platform adheres to the legal regulations, rules, and guidelines set by the Indian government. You acknowledge that not providing the requested information may prevent Newchunka Loan or its partners from offering or maintaining services for you.
3. You affirm that all information provided to Newchunka Loan, whether within the Newchunka Loan application or otherwise, is truthful, accurate, and not misleading. You agree to provide any additional documents requested by Newchunka Loan.
4. By engaging with Newchunka Loan, you will encounter an online loan agreement. Selecting "I Accept" indicates your consent to the terms outlined in the loan agreement and triggers identity verification measures to deter illicit activities such as crime and money laundering. You understand and agree that Newchunka Loan may charge a processing fee for facilitating your loan or credit, and you agree to pay this fee.
5. During the loan application process, Newchunka Loan reserves the right to review your records through various sources, including Credit Information Companies. This assessment includes any information accessible to Newchunka Loan for evaluating creditworthiness and verifying identities to prevent illegal activities such as crime and money laundering.
6. In the event of loan repayment delays, Newchunka Loan retains the right and obligation to report your details to Credit Information Companies.
1. By accepting the terms in Newchunka Loan's "Privacy Policy," you agree that Newchunka Loan, along with its executives, employees, service providers, and agents, may use, store, process, disclose, and transmit your information, including personal data, as outlined in the Privacy Policy.
2. By registering for Newchunka Loan, you consent to the use of your information as specified in the Newchunka Loan Privacy Policy, which is available on their official website.
Newchunka Loan is not responsible for advertisements displayed on the platform. It has no control over, and is not liable for, the content of linked websites or mobile applications. These links are provided for user convenience without any warranties regarding the information they contain. Newchunka Loan does not endorse or recommend any third-party websites or mobile applications linked on the platform.
When you submit content (e.g., contest entries, comments) through various means (online, email, postal mail), you grant Newchunka Loan the right to edit, reproduce, publish, and use your comments in any medium, at any time, without limitations. Newchunka Loan is not obligated to:
1. Keep comments confidential;
2. Provide compensation for comments;
3. Respond to comments.
You confirm that your comments do not infringe third-party rights (e.g., copyright, trademark, privacy) and do not contain unlawful, abusive, or obscene content or malicious software. Misleading us or third parties about the origin of comments is prohibited. You are responsible for your comments and their accuracy. Newchunka Loan is not responsible for comments made by you or others.
You allow Newchunka Loan and its service providers to use, display, and distribute any content you provide through the platform. Non-personally identifiable information derived from your use of the Services may be used and disclosed for Service provision.
1. All content and services on this website are provided "as is" and "as available." Newchunka Loan disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, and accuracy. Newchunka Loan does not warrant:
- (a) the completeness or accuracy of the content;
- (b) that the site will meet your requirements or be uninterrupted, timely, secure, or error-free;
- (c) the reliability of results from using the services;
- (d) that products, services, or information obtained through the website will meet your expectations.
2. Newchunka Loan and its affiliates are not liable for:
- (a) any injury, loss, or damage, including direct, indirect, incidental, or consequential damages (e.g., lost profits), whether based on contract, tort, strict liability, or otherwise, arising from your use of the website or due to a virus affecting your equipment.
By accepting these terms, you agree to be contacted by Newchunka Loan, its representatives, and affiliated companies through the contact information you provided. This may include communication via email, text messages, WhatsApp, phone calls with pre-recorded or live messages, and notifications through our mobile applications.
You cannot transfer or assign your rights and obligations under these Terms. Newchunka Loan, however, may assign its rights and obligations without being deemed to modify the Terms, and will provide prior notice to you in such cases.
These Terms are governed by Indian law, regardless of conflict of laws principles. In any legal proceedings, the prevailing party may recover legal expenses, including both taxable and non-taxable costs, as well as reasonable attorney fees.
If you are dissatisfied with our services, you may provide feedback or file complaints. Please contact us in writing or via email:
2-A/3, S/F FRONT SIDE,ASAF ALI ROAD, TURKMAN GA,A.G.C.R.,New Delhi,Central Delhi-110002,Delhi
support@newchunkatech.com